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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,444 | $138,312+117.9% | $122,979+145.1% | $155,188+94.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 14.31% | 22.06%-7.8pp | 20.12%-5.8pp | 148.84%-134.5pp |
| Employer contribution / active EE | $10,699 | $3,530+203.0% | $3,062+249.4% | $4,248+151.9% |
| Participant deferral / active EE | $7,993 | $5,592+42.9% | $5,003+59.8% | $6,531+22.4% |
| Admin fee / account holder | $26,081 | $15,089+72.8% | $12,864+102.7% | $14,480+80.1% |