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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,249 | $117,846+117.4% | $102,434+150.2% | $145,884+75.7% |
| Participation rate | 92.3% | 78.6%+13.7pp | 76.5%+15.8pp | 80.3%+12.0pp |
| Annual return | 10.32% | 31.90%-21.6pp | 29.46%-19.1pp | 551.85%-541.5pp |
| Employer contribution / active EE | $10,756 | $3,615+197.6% | $3,023+255.8% | $4,662+130.7% |
| Participant deferral / active EE | $12,222 | $5,733+113.2% | $5,055+141.8% | $6,690+82.7% |
| Admin fee / account holder | $3,059 | $13,356-77.1% | $9,462-67.7% | $13,392-77.2% |