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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $655,622 | $73,848+787.8% | $143,799+355.9% | $68,486+857.3% |
| Participation rate | 97.7% | 66.7%+31.0pp | 80.3%+17.4pp | 67.9%+29.8pp |
| Annual return | -20.50% | 0.91%-21.4pp | -0.04%-20.5pp | -7.85%-12.6pp |
| Employer contribution / active EE | $31,176 | $3,184+879.0% | $4,952+529.5% | $2,597+1100.6% |
| Participant deferral / active EE | $18,110 | $3,385+435.1% | $5,638+221.2% | $4,028+349.6% |
| Admin fee / account holder | $94,089 | $5,755+1534.9% | $14,677+541.1% | $5,404+1641.2% |