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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,462 | $75,962+554.9% | $154,108+222.8% | $64,173+675.2% |
| Participation rate | 97.7% | 70.4%+27.3pp | 83.0%+14.6pp | 69.6%+28.1pp |
| Annual return | -4.39% | 30.32%-34.7pp | 735.21%-739.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $26,855 | $3,350+701.7% | $5,298+406.9% | $2,381+1028.0% |
| Participant deferral / active EE | $15,257 | $3,175+380.6% | $5,081+200.3% | $3,470+339.7% |
| Admin fee / account holder | $30,658 | $5,589+448.6% | $13,411+128.6% | $4,887+527.3% |