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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $471,891 | $136,860+244.8% | $120,344+292.1% | $154,746+204.9% |
| Participation rate | 90.5% | 79.9%+10.6pp | 76.7%+13.8pp | 80.7%+9.8pp |
| Annual return | 12.16% | 21.38%-9.2pp | 20.30%-8.1pp | 172.34%-160.2pp |
| Employer contribution / active EE | $3,224 | $3,533-8.8% | $3,020+6.7% | $4,379-26.4% |
| Participant deferral / active EE | $7,996 | $5,793+38.0% | $5,135+55.7% | $6,730+18.8% |
| Admin fee / account holder | $22,788 | $15,393+48.0% | $12,742+78.8% | $14,365+58.6% |