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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,858 | $110,212+232.9% | $96,534+280.0% | $139,466+163.0% |
| Participation rate | 81.0% | 78.1%+2.8pp | 76.0%+5.0pp | 80.3%+0.6pp |
| Annual return | 4.67% | 26.42%-21.7pp | 25.88%-21.2pp | 373.66%-369.0pp |
| Employer contribution / active EE | $12,111 | $3,620+234.6% | $2,965+308.4% | $4,754+154.8% |
| Participant deferral / active EE | $9,655 | $5,547+74.0% | $4,851+99.0% | $6,712+43.8% |
| Admin fee / account holder | $7,850 | $11,599-32.3% | $8,253-4.9% | $11,409-31.2% |