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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,408 | $79,955+70.6% | $98,461+38.5% | $75,173+81.5% |
| Participation rate | 98.8% | 70.4%+28.4pp | 75.2%+23.6pp | 67.2%+31.6pp |
| Annual return | 26.50% | 19.75%+6.8pp | 21.17%+5.3pp | 160.72%-134.2pp |
| Employer contribution / active EE | $14,109 | $2,264+523.1% | $3,049+362.8% | $2,671+428.2% |
| Participant deferral / active EE | $6,465 | $3,752+72.3% | $4,738+36.4% | $4,126+56.7% |
| Admin fee / account holder | $1,955 | $6,841-71.4% | $8,961-78.2% | $5,651-65.4% |