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| Provider | Service type | Compensation |
|---|---|---|
JPMORGAN INVEST HOLDINGS LLC1+ years Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $13,246 |
CLARUS PARTNERS1+ years Filed as: CLARUS PARTNERS, LLC Service code 10 350 E FIRST AVE STE 150 · COLUMBUS, OH 43201 | Accounting | $6,700 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,766 | $53,412-23.7% | $68,509-40.5% | $52,331-22.1% |
| Participation rate | 99.2% | 71.7%+27.5pp | 74.7%+24.5pp | 68.1%+31.1pp |
| Annual return | -1.12% | 3.42%-4.5pp | 8.27%-9.4pp | 4.54%-5.7pp |
| Employer contribution / active EE | $896 | $1,607-44.3% | $2,278-60.7% | $1,882-52.4% |
| Participant deferral / active EE | $2,745 | $2,688+2.1% | $3,382-18.9% | $3,022-9.2% |
| Admin fee / account holder | $47 | $461-89.8% | $5,275-99.1% | $592-92.1% |