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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,647 | $62,589+27.3% | $76,768+3.8% | $64,173+24.1% |
| Participation rate | 78.7% | 72.8%+5.9pp | 77.0%+1.8pp | 69.6%+9.2pp |
| Annual return | -8.01% | -1.95%-6.1pp | 2.43%-10.4pp | 7.63%-15.6pp |
| Employer contribution / active EE | $873 | $1,832-52.3% | $2,485-64.9% | $2,381-63.3% |
| Participant deferral / active EE | $3,212 | $3,145+2.1% | $3,852-16.6% | $3,470-7.4% |
| Admin fee / account holder | $7,211 | $4,667+54.5% | $6,675+8.0% | $4,887+47.5% |