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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,677 | $142,409-61.6% | $119,634-54.3% | $134,545-59.4% |
| Participation rate | 70.8% | 82.8%-12.0pp | 79.3%-8.4pp | 81.2%-10.4pp |
| Annual return | -23.35% | -12.46%-10.9pp | -14.98%-8.4pp | 418.37%-441.7pp |
| Employer contribution / active EE | $1,993 | $5,224-61.9% | $4,232-52.9% | $4,742-58.0% |
| Participant deferral / active EE | $5,272 | $6,468-18.5% | $5,601-5.9% | $6,401-17.6% |
| Admin fee / account holder | $4,890 | $13,594-64.0% | $10,329-52.7% | $11,431-57.2% |