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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,190 | $83,485-49.5% | $125,195-66.3% | $72,976-42.2% |
| Participation rate | 69.0% | 73.3%-4.3pp | 79.8%-10.8pp | 69.5%-0.5pp |
| Annual return | 27.22% | 25.77%+1.5pp | 43.79%-16.6pp | 81.02%-53.8pp |
| Employer contribution / active EE | $1,459 | $2,346-37.8% | $3,866-62.3% | $2,440-40.2% |
| Participant deferral / active EE | $3,204 | $3,586-10.7% | $4,937-35.1% | $3,608-11.2% |
| Admin fee / account holder | $4,604 | $5,518-16.6% | $9,704-52.6% | $5,124-10.2% |