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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,074 | $71,873+7.2% | $86,698-11.1% | $68,490+12.5% |
| Participation rate | 97.6% | 72.2%+25.4pp | 76.6%+21.1pp | 67.9%+29.8pp |
| Annual return | -18.75% | 3.54%-22.3pp | 35.96%-54.7pp | -7.85%-10.9pp |
| Employer contribution / active EE | $2,303 | $2,173+6.0% | $2,837-18.8% | $2,597-11.3% |
| Participant deferral / active EE | $6,153 | $3,779+62.8% | $4,656+32.1% | $4,028+52.8% |
| Admin fee / account holder | $30,751 | $6,110+403.3% | $7,492+310.5% | $5,403+469.2% |