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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,453 | $78,423+38.3% | $95,964+13.0% | $79,856+35.8% |
| Participation rate | 92.0% | 73.5%+18.5pp | 77.1%+14.9pp | 69.6%+22.3pp |
| Annual return | 16.98% | 19.37%-2.4pp | 91.64%-74.7pp | 31.71%-14.7pp |
| Employer contribution / active EE | $2,799 | $1,945+43.9% | $2,541+10.1% | $2,471+13.3% |
| Participant deferral / active EE | $5,338 | $3,440+55.2% | $4,167+28.1% | $3,741+42.7% |
| Admin fee / account holder | $3,321 | $5,622-40.9% | $6,797-51.1% | $5,306-37.4% |