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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,215 | $80,983-38.0% | $96,544-48.0% | $75,177-33.2% |
| Participation rate | 71.4% | 71.8%-0.4pp | 76.0%-4.6pp | 67.2%+4.2pp |
| Annual return | 11.83% | 27.05%-15.2pp | 25.88%-14.0pp | 160.75%-148.9pp |
| Employer contribution / active EE | $514 | $2,282-77.5% | $2,966-82.7% | $2,671-80.8% |
| Participant deferral / active EE | $5,147 | $3,929+31.0% | $4,851+6.1% | $4,126+24.7% |
| Admin fee / account holder | $8,210 | $6,717+22.2% | $8,254-0.5% | $5,651+45.3% |