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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,963 | $71,873-29.1% | $86,698-41.2% | $68,490-25.6% |
| Participation rate | 73.9% | 72.2%+1.7pp | 76.6%-2.7pp | 67.9%+6.0pp |
| Annual return | -15.81% | 3.54%-19.4pp | 35.96%-51.8pp | -7.85%-8.0pp |
| Employer contribution / active EE | $550 | $2,173-74.7% | $2,837-80.6% | $2,597-78.8% |
| Participant deferral / active EE | $5,496 | $3,779+45.4% | $4,656+18.0% | $4,028+36.4% |
| Admin fee / account holder | $13,362 | $6,110+118.7% | $7,492+78.3% | $5,403+147.3% |