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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,964 | $165,399+120.7% | $149,745+143.7% | $158,982+129.6% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 11.01% | 348.34%-337.3pp | 276.72%-265.7pp | 302.99%-292.0pp |
| Employer contribution / active EE | $9,609 | $5,105+88.2% | $4,646+106.8% | $4,763+101.8% |
| Participant deferral / active EE | $2,029 | $7,183-71.8% | $6,843-70.3% | $5,983-66.1% |
| Admin fee / account holder | $29,706 | $10,811+174.8% | $9,312+219.0% | $11,252+164.0% |