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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,964 | $165,361+120.7% | $149,715+143.8% | $158,950+129.6% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 11.01% | 348.24%-337.2pp | 276.66%-265.7pp | 302.91%-291.9pp |
| Employer contribution / active EE | $9,609 | $5,103+88.3% | $4,645+106.9% | $4,762+101.8% |
| Participant deferral / active EE | $2,029 | $7,182-71.7% | $6,842-70.3% | $5,983-66.1% |
| Admin fee / account holder | $29,706 | $10,808+174.9% | $9,310+219.1% | $11,248+164.1% |