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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,665 | $80,983-16.4% | $96,544-29.9% | $75,177-10.0% |
| Participation rate | 48.4% | 71.8%-23.4pp | 76.0%-27.6pp | 67.2%-18.8pp |
| Annual return | 16.03% | 27.05%-11.0pp | 25.88%-9.9pp | 160.75%-144.7pp |
| Employer contribution / active EE | $1,287 | $2,282-43.6% | $2,966-56.6% | $2,671-51.8% |
| Participant deferral / active EE | $2,241 | $3,929-43.0% | $4,851-53.8% | $4,126-45.7% |
| Admin fee / account holder | $7,726 | $6,717+15.0% | $8,254-6.4% | $5,651+36.7% |