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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,277 | $72,486-22.4% | $87,103-35.4% | $72,976-22.9% |
| Participation rate | 68.8% | 72.8%-4.1pp | 76.9%-8.1pp | 69.5%-0.7pp |
| Annual return | 20.33% | 24.46%-4.1pp | 28.19%-7.9pp | 81.02%-60.7pp |
| Employer contribution / active EE | $1,074 | $1,894-43.3% | $2,521-57.4% | $2,440-56.0% |
| Participant deferral / active EE | $2,506 | $3,270-23.4% | $4,049-38.1% | $3,608-30.6% |
| Admin fee / account holder | $2,397 | $5,055-52.6% | $7,491-68.0% | $5,124-53.2% |