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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,394 | $48,078-53.4% | $78,676-71.5% | $62,881-64.4% |
| Participation rate | 78.1% | 65.2%+12.9pp | 73.6%+4.5pp | 69.3%+8.8pp |
| Annual return | 8.48% | 31.36%-22.9pp | 62.19%-53.7pp | 20.14%-11.7pp |
| Employer contribution / active EE | $161 | $2,015-92.0% | $2,850-94.3% | $2,281-92.9% |
| Participant deferral / active EE | $2,263 | $2,587-12.5% | $3,517-35.6% | $3,203-29.3% |
| Admin fee / account holder | $1,966 | $3,206-38.7% | $4,510-56.4% | $4,296-54.2% |