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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,891 | $254,759-73.0% | $216,567-68.2% | $198,609-65.3% |
| Participation rate | 76.2% | 84.5%-8.3pp | 81.6%-5.5pp | 82.4%-6.2pp |
| Annual return | 11.19% | 10.04%+1.1pp | 12.94%-1.8pp | 202.70%-191.5pp |
| Employer contribution / active EE | $2,085 | $6,096-65.8% | $5,216-60.0% | $5,055-58.7% |
| Participant deferral / active EE | $4,916 | $6,948-29.3% | $6,191-20.6% | $6,977-29.5% |
| Admin fee / account holder | $6,498 | $26,311-75.3% | $21,981-70.4% | $19,030-65.9% |