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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,891 | $178,174-61.3% | $156,181-55.9% | $137,256-49.8% |
| Participation rate | 76.2% | 82.0%-5.8pp | 78.8%-2.6pp | 80.0%-3.8pp |
| Annual return | 11.19% | 84.19%-73.0pp | 64.87%-53.7pp | 220.34%-209.2pp |
| Employer contribution / active EE | $2,085 | $4,972-58.1% | $4,294-51.4% | $4,156-49.8% |
| Participant deferral / active EE | $4,916 | $6,888-28.6% | $6,132-19.8% | $6,407-23.3% |
| Admin fee / account holder | $6,498 | $17,404-62.7% | $14,586-55.5% | $12,270-47.0% |