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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,891 | $199,109-65.4% | $173,730-60.3% | $154,746-55.5% |
| Participation rate | 76.2% | 82.8%-6.6pp | 79.6%-3.4pp | 80.7%-4.5pp |
| Annual return | 11.19% | 20.02%-8.8pp | 19.96%-8.8pp | 172.34%-161.1pp |
| Employer contribution / active EE | $2,085 | $5,311-60.7% | $4,577-54.4% | $4,379-52.4% |
| Participant deferral / active EE | $4,916 | $7,113-30.9% | $6,326-22.3% | $6,730-27.0% |
| Admin fee / account holder | $6,498 | $20,916-68.9% | $17,523-62.9% | $14,365-54.8% |