Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,720 | $78,425+6.8% | $95,956-12.8% | $79,858+4.8% |
| Participation rate | 55.9% | 73.5%-17.6pp | 77.1%-21.1pp | 69.6%-13.7pp |
| Annual return | 9.95% | 19.37%-9.4pp | 91.63%-81.7pp | 31.72%-21.8pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,840 | $3,440-46.5% | $4,167-55.8% | $3,740-50.8% |
| Admin fee / account holder | $3,041 | $5,622-45.9% | $6,797-55.3% | $5,306-42.7% |