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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $325 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,502 | $81,494-6.1% | $133,978-42.9% | $73,497+4.1% |
| Participation rate | 69.0% | 76.4%-7.4pp | 79.8%-10.9pp | 70.7%-1.7pp |
| Annual return | 12.67% | 19.40%-6.7pp | 45.10%-32.4pp | 28.51%-15.8pp |
| Employer contribution / active EE | $1,576 | $2,210-28.7% | $3,919-59.8% | $2,270-30.6% |
| Participant deferral / active EE | $3,216 | $3,787-15.1% | $5,047-36.3% | $3,740-14.0% |
| Admin fee / account holder | $464 | $713-34.9% | $8,930-94.8% | $513-9.5% |