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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,986 | $78,707+46.1% | $117,861-2.4% | $70,126+64.0% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 11.91% | 23.30%-11.4pp | 335.11%-323.2pp | 73.15%-61.2pp |
| Employer contribution / active EE | $4,648 | $2,223+109.1% | $3,786+22.8% | $2,343+98.4% |
| Participant deferral / active EE | $3,860 | $3,297+17.1% | $4,482-13.9% | $3,332+15.9% |
| Admin fee / account holder | $788 | $5,066-84.4% | $8,021-90.2% | $4,645-83.0% |