Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PENSION CORPORATION OF AMERICA2+ years Service code 13 · EIN 31-1360674 | Contract Administrator | $33,032 |
PCA INVESTMENT ADVISORY SERVICES2+ years Service code 26 · EIN 59-3766965 | Advisory (Participants) | $2,244 |
CHARLES SCHWAB & CO., INC.2+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 52 · EIN 42-1558009 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,704 | $74,089-27.5% | $133,975-59.9% | $55,167-2.7% |
| Participation rate | 67.0% | 84.3%-17.3pp | 87.1%-20.1pp | 69.0%-2.0pp |
| Annual return | 6.30% | 12.11%-5.8pp | 29.29%-23.0pp | 169.23%-162.9pp |
| Employer contribution / active EE | $988 | $3,064-67.8% | $5,211-81.0% | $1,963-49.7% |
| Participant deferral / active EE | $2,962 | $4,678-36.7% | $6,282-52.8% | $3,054-3.0% |
| Admin fee / account holder | $73 | $458-84.0% | $9,324-99.2% | $504-85.5% |