Retirement plan

PROCTER & GAMBLE PROFIT SHARING TRUST & EMPLOYEE STOCK OWNERSHIP PLAN

Name: THE PROCTER & GAMBLE COMPANY - PROCTER & GAMBLE PROFIT SHARING TRUST & EMPLOYEE STOCK OWNERSHIP PLAN (2018) Form 5500
Creator: THE PROCTER & GAMBLE COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PROCTER & GAMBLE PROFIT SHARING TRUST & EMPLOYEE STOCK OWNERSHIP PLAN, THE PROCTER & GAMBLE COMPANY

THE PROCTER & GAMBLE COMPANYEIN 31-0411980Plan #002PY 2018

P AND G TAX DIVISION, PO BOX 599 - CINCINNATI, OH 45201513-983-7777pg.comLinkedIn10001+ employeesconsumer goods

Other plans on this EIN

2 filings

#042Retirement-$3.21B assets #012Retirement-$1.84B assets

Prospect flagsLow returnsHigh assets / participant

Top hat statement on fileNQDC

Filed July 6, 2004

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$14457.2M

-12.1% from 2017

Total participants

57,138

-1.1% from 2017

Average account balance

$269,323

-10.1% from 2017

Annual return

-7.13%

-12.33 pp from 2017

Benchmarks

See 51 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants>=10,000

Cohort51 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.97B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$365K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

60,100

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

73.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$447.97M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-0.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$52

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
ALIGHT SOLUTIONS LLC1 year Service code 15 · EIN 82-1061233	Recordkeeping	$1,732,950
NORTHERN TRUST COMPANY2 years Service code 21 · EIN 36-1561860	Bank Trustee	$468,464
BLACKROCK3+ years Service code 21 · EIN 94-3112180	Bank Trustee	$342,640
STATE STREET GLOBAL ADVISORS2 years Filed as: STATE STREET BANK & TRUST CO. Service code 18 · EIN 04-1867445	Investment management fees paid indir...	$81,294

Plan features & details

Pension benefit codes2A2C2E2H2I2P3H3I

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$2.6M

$116 / participant

Investment mgmt$427K16.2%
Contract admin$2M65.9%
Other / not subdivided$468K17.8%

% of EOY assets

0.018%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: DELOITTE & TOUCHE LLP
Auditor EIN: 133891517
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$269,323

$173,253+55.5%

$80,022+236.6%

$73,367+267.1%

Participation rate

84.8%

88.8%-4.0pp

75.8%+9.0pp

69.5%+15.3pp

Annual return

-7.13%

-2.12%-5.0pp

11.22%-18.3pp

173.45%-180.6pp

Employer contribution / active EE

$11,020

$6,338+73.9%

$2,468+346.5%

$2,499+341.0%

Participant deferral / active EE

$8,893-100.0%

$3,686-100.0%

$4,033-100.0%

Admin fee / account holder

$49

$90-45.5%

$6,521-99.2%

$68-28.4%

Provider

Service type

Compensation

ALIGHT SOLUTIONS LLC1 year

Service code 15 · EIN 82-1061233

Recordkeeping

$1,732,950

NORTHERN TRUST COMPANY2 years

Service code 21 · EIN 36-1561860

Bank Trustee

$468,464

BLACKROCK3+ years

Service code 21 · EIN 94-3112180

Bank Trustee

$342,640

STATE STREET GLOBAL ADVISORS2 years

Filed as: STATE STREET BANK & TRUST CO.

Service code 18 · EIN 04-1867445

Investment management fees paid indir...

$81,294

PROCTER & GAMBLE PROFIT SHARING TRUST & EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PROCTER & GAMBLE PROFIT SHARING TRUST & EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion