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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,426 | $56,197-19.2% | $67,652-32.9% | $59,633-23.8% |
| Participation rate | 81.6% | 71.5%+10.2pp | 75.7%+6.0pp | 68.7%+13.0pp |
| Annual return | -3.46% | 18508.10%-18511.6pp | 6625.40%-6628.9pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $952 | $1,615-41.1% | $2,266-58.0% | $2,203-56.8% |
| Participant deferral / active EE | $2,555 | $2,844-10.1% | $3,560-28.2% | $3,192-19.9% |
| Admin fee / account holder | $425 | $3,958-89.3% | $4,821-91.2% | $4,297-90.1% |