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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,145 | $72,404-30.7% | $110,243-54.5% | $64,173-21.9% |
| Participation rate | 62.1% | 73.3%-11.2pp | 79.8%-17.7pp | 69.6%-7.4pp |
| Annual return | 2.30% | -6.29%+8.6pp | 314.76%-312.5pp | 7.63%-5.3pp |
| Employer contribution / active EE | $966 | $2,282-57.7% | $3,827-74.8% | $2,381-59.4% |
| Participant deferral / active EE | $1,958 | $3,469-43.6% | $4,672-58.1% | $3,470-43.6% |
| Admin fee / account holder | $822 | $5,664-85.5% | $8,548-90.4% | $4,887-83.2% |