Retirement plan

THE DINSMORE & SHOHL, LLP SAVINGS AND INVESTMENT PLAN

Name: DINSMORE & SHOHL LLP - THE DINSMORE & SHOHL, LLP SAVINGS AND INVESTMENT PLAN (2015) Form 5500
Creator: DINSMORE & SHOHL LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE DINSMORE & SHOHL, LLP SAVINGS AND INVESTMENT PLAN, DINSMORE & SHOHL LLP

DINSMORE & SHOHL LLPEIN 31-0263070Plan #003PY 2015

255 E. FIFTH STREET, SUITE 1900 - CINCINNATI, OH 45202513-977-8302dinsmore.comLinkedIn1001-5000 employeeslaw practice

Prospect flagsFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$207.5M

-10.0% from 2016

Total participants

1,446

-5.4% from 2016

Average account balance

$151,895

-4.0% from 2016

Annual return

5.43%

-2.42 pp from 2016

Benchmarks

See 568 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort568 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$472.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$209K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,261

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$29.02M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.58%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$287

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
HORAN SECURITIES INC1+ years Filed as: HORAN SECURITIES Service code 10 · EIN 31-1448612	Accounting	$26,000
RIVERPOINT CAPITAL MANAGEMENT1+ years Service code 10 · EIN 31-1471846	Accounting	$23,763
BAHL & GAYNOR1+ years Filed as: BAHL AND GAYNOR Service code 26 · EIN 31-1297139	Advisory (Participants)	$22,212
ARGI INVESTMENT SERVICES LLC1+ years Filed as: ARGI INVESTMENT SERVICES, LLC Service code 26 · EIN 27-1003080	Advisory (Participants)	$12,185
CUNI, RUST & STRENK1+ years Filed as: CUNI RUST & STRENK Service code 99 · EIN 31-1227755	Other Fees	$6,750
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Service code 37 · EIN 04-2647786	Loan Processing	-$87,794

Plan features & details

Pension benefit codes2E2F2G2J2R2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$114K

$105 / participant

Other / not subdivided$114K100.0%

% of EOY assets

0.055%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLARK, SCHAEFER & HACKETT & CO
Auditor EIN: 310800053
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$151,895

$86,791+75.0%

$115,038+32.0%

$59,188+156.6%

Participation rate

92.6%

72.8%+19.8pp

81.4%+11.3pp

69.4%+23.2pp

Annual return

5.43%

4.44%+1.0pp

26.14%-20.7pp

5.51%-0.1pp

Employer contribution / active EE

$8,555

$2,950+190.1%

$4,608+85.7%

$2,098+307.8%

Participant deferral / active EE

$5,370

$5,298+1.4%

$6,026-10.9%

$3,265+64.5%

Admin fee / account holder

$84

$95-11.8%

$8,175-99.0%

$92-9.2%

Provider

Service type

Compensation

HORAN SECURITIES INC1+ years

Filed as: HORAN SECURITIES

Service code 10 · EIN 31-1448612

Accounting

$26,000

RIVERPOINT CAPITAL MANAGEMENT1+ years

Service code 10 · EIN 31-1471846

Accounting

$23,763

BAHL & GAYNOR1+ years

Filed as: BAHL AND GAYNOR

Service code 26 · EIN 31-1297139

Advisory (Participants)

$22,212

ARGI INVESTMENT SERVICES LLC1+ years

Filed as: ARGI INVESTMENT SERVICES, LLC

Service code 26 · EIN 27-1003080

Advisory (Participants)

$12,185

CUNI, RUST & STRENK1+ years

Filed as: CUNI RUST & STRENK

Service code 99 · EIN 31-1227755

Other Fees

$6,750

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Service code 37 · EIN 04-2647786

Loan Processing

-$87,794

THE DINSMORE & SHOHL, LLP SAVINGS AND INVESTMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE DINSMORE & SHOHL, LLP SAVINGS AND INVESTMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion