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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,711 | $197,819-75.4% | $155,789-68.7% | $125,389-61.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -2.99% | 86.73%-89.7pp | 71.54%-74.5pp | 282.24%-285.2pp |
| Employer contribution / active EE | $668 | $4,850-86.2% | $3,839-82.6% | $4,866-86.3% |
| Participant deferral / active EE | $6,787 | $5,631+20.5% | $4,798+41.5% | $5,352+26.8% |
| Admin fee / account holder | $543 | $9,544-94.3% | $7,477-92.7% | $9,541-94.3% |