| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.5+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $1,365,479 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,519 | $81,961+120.2% | $141,200+27.8% | $89,609+101.5% |
| Participation rate | 66.4% | 64.9%+1.6pp | 82.5%-16.0pp | 69.6%-3.1pp |
| Annual return | 26.74% | 36.14%-9.4pp | 71.41%-44.7pp | 33.65%-6.9pp |
| Employer contribution / active EE | $2,800 | $2,268+23.5% | $4,736-40.9% | $2,584+8.4% |
| Participant deferral / active EE | $6,518 | $5,316+22.6% | $6,710-2.9% | $4,222+54.4% |
| Admin fee / account holder | $79 | $68+16.5% | $10,265-99.2% | $72+10.7% |