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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,688 | $138,078-3.2% | $125,363+6.6% | $134,509-0.6% |
| Participation rate | 0.0% | 84.5%-84.5pp | 82.4%-82.4pp | 81.2%-81.2pp |
| Annual return | -17.95% | 750.49%-768.4pp | 572.15%-590.1pp | 418.13%-436.1pp |
| Employer contribution / active EE | $1,382 | $5,245-73.7% | $4,815-71.3% | $4,741-70.9% |
| Participant deferral / active EE | $3,977 | $7,800-49.0% | $7,447-46.6% | $6,400-37.9% |
| Admin fee / account holder | $1,152 | $11,566-90.0% | $10,005-88.5% | $11,427-89.9% |