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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,886 | $102,429-81.6% | $147,096-87.2% | $80,925-76.7% |
| Participation rate | 95.5% | 75.9%+19.6pp | 82.2%+13.3pp | 67.7%+27.8pp |
| Annual return | 20.37% | 135.02%-114.7pp | 419.75%-399.4pp | 35.65%-15.3pp |
| Employer contribution / active EE | $2,497 | $3,716-32.8% | $4,936-49.4% | $2,756-9.4% |
| Participant deferral / active EE | $5,510 | $6,649-17.1% | $8,071-31.7% | $4,299+28.2% |
| Admin fee / account holder | $821 | $7,957-89.7% | $13,005-93.7% | $6,940-88.2% |