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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,542 | $155,555-77.2% | $146,866-75.8% | $155,188-77.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 15.45% | 115.41%-100.0pp | 102.85%-87.4pp | 148.84%-133.4pp |
| Employer contribution / active EE | $2,532 | $4,647-45.5% | $4,425-42.8% | $4,248-40.4% |
| Participant deferral / active EE | $4,363 | $8,044-45.8% | $7,759-43.8% | $6,531-33.2% |
| Admin fee / account holder | $16,239 | $14,755+10.1% | $13,620+19.2% | $14,480+12.1% |