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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,910 | $82,674-38.4% | $125,381-59.4% | $68,486-25.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | 1.16% | -5.97%+7.1pp | 572.31%-571.2pp | -7.85%+9.0pp |
| Employer contribution / active EE | $13,277 | $3,382+292.6% | $4,815+175.7% | $2,597+411.3% |
| Participant deferral / active EE | $8,854 | $6,111+44.9% | $7,448+18.9% | $4,028+119.8% |
| Admin fee / account holder | $742 | $6,277-88.2% | $10,007-92.6% | $5,404-86.3% |