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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,003 | $53,344-88.7% | $121,204-95.0% | $74,460-91.9% |
| Participation rate | 91.2% | 60.0%+31.2pp | 69.5%+21.7pp | 70.7%+20.5pp |
| Annual return | 27.31% | 35.15%-7.8pp | 987.18%-959.9pp | 34.38%-7.1pp |
| Employer contribution / active EE | $805 | $1,898-57.6% | $4,170-80.7% | $2,638-69.5% |
| Participant deferral / active EE | $2,397 | $3,220-25.5% | $4,083-41.3% | $4,530-47.1% |
| Admin fee / account holder | $660 | $382+72.8% | $5,651-88.3% | $348+89.8% |