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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,770 | $176,402-90.5% | $134,162-87.5% | $158,982-89.5% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 57.68% | 63.66%-6.0pp | 36.35%+21.3pp | 302.99%-245.3pp |
| Employer contribution / active EE | $3,329 | $5,042-34.0% | $3,705-10.1% | $4,763-30.1% |
| Participant deferral / active EE | $9,665 | $4,093+136.2% | $3,500+176.2% | $5,983+61.5% |
| Admin fee / account holder | $896 | $8,719-89.7% | $6,685-86.6% | $11,252-92.0% |