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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,795 | $91,537-78.4% | $130,045-84.8% | $75,173-73.7% |
| Participation rate | 88.0% | 71.5%+16.5pp | 78.5%+9.5pp | 67.2%+20.8pp |
| Annual return | 165.11% | -631.55%+796.7pp | -137.30%+302.4pp | 160.72%+4.4pp |
| Employer contribution / active EE | $4,477 | $2,845+57.4% | $4,321+3.6% | $2,671+67.6% |
| Participant deferral / active EE | $7,803 | $4,343+79.7% | $5,820+34.1% | $4,126+89.1% |
| Admin fee / account holder | $790 | $6,780-88.3% | $10,600-92.5% | $5,651-86.0% |