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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 15 · EIN 82-4555287 | Recordkeeping | $595 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,231 | $62,132-77.1% | $185,835-92.3% | $73,493-80.6% |
| Participation rate | 47.7% | 67.8%-20.1pp | 78.0%-30.3pp | 70.7%-22.9pp |
| Annual return | 27.39% | 20.44%+6.9pp | 35.96%-8.6pp | 28.51%-1.1pp |
| Employer contribution / active EE | $1,365 | $1,681-18.8% | $4,087-66.6% | $2,270-39.9% |
| Participant deferral / active EE | $2,332 | $3,711-37.2% | $5,633-58.6% | $3,740-37.6% |
| Admin fee / account holder | $6 | $419-98.5% | $9,502-99.9% | $513-98.8% |