Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,491 | $94,436-97.4% | $115,599-97.8% | $82,637-97.0% |
| Participation rate | 33.3% | 70.4%-37.1pp | 74.3%-40.9pp | 68.1%-34.7pp |
| Annual return | 44.71% | 18.37%+26.3pp | 111.10%-66.4pp | 53.51%-8.8pp |
| Employer contribution / active EE | $0 | $2,324-100.0% | $2,955-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,283 | $3,955-67.5% | $4,889-73.8% | $4,126-68.9% |
| Admin fee / account holder | $2,560 | $10,328-75.2% | $12,841-80.1% | $7,339-65.1% |