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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,439 | $81,208-81.0% | $98,916-84.4% | $79,858-80.7% |
| Participation rate | 90.6% | 72.5%+18.1pp | 76.0%+14.6pp | 69.6%+21.0pp |
| Annual return | 22.62% | 60.99%-38.4pp | 196.45%-173.8pp | 31.72%-9.1pp |
| Employer contribution / active EE | $4,404 | $1,960+124.7% | $2,689+63.8% | $2,471+78.2% |
| Participant deferral / active EE | $5,619 | $3,265+72.1% | $4,245+32.4% | $3,740+50.2% |
| Admin fee / account holder | $2,149 | $6,013-64.3% | $6,642-67.6% | $5,306-59.5% |