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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,522 | $181,062-71.5% | $158,223-67.4% | $155,188-66.8% |
| Participation rate | 81.8% | 82.7%-0.8pp | 79.2%+2.6pp | 80.8%+1.0pp |
| Annual return | 15.21% | 57.39%-42.2pp | 52.09%-36.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $1,723 | $4,565-62.3% | $4,109-58.1% | $4,248-59.4% |
| Participant deferral / active EE | $7,526 | $6,134+22.7% | $5,467+37.7% | $6,531+15.2% |
| Admin fee / account holder | $800 | $18,825-95.7% | $16,047-95.0% | $14,480-94.5% |