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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,792 | $183,516-78.9% | $155,534-75.1% | $145,884-73.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 13.35% | 61.43%-48.1pp | 64.92%-51.6pp | 551.85%-538.5pp |
| Employer contribution / active EE | $1,754 | $5,315-67.0% | $4,675-62.5% | $4,662-62.4% |
| Participant deferral / active EE | $6,654 | $6,467+2.9% | $5,630+18.2% | $6,690-0.5% |
| Admin fee / account holder | $1,524 | $19,293-92.1% | $15,900-90.4% | $13,392-88.6% |