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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,502 | $85,169-66.5% | $172,755-83.5% | $72,983-60.9% |
| Participation rate | 54.8% | 70.1%-15.2pp | 82.6%-27.8pp | 69.5%-14.6pp |
| Annual return | 32.12% | 27.32%+4.8pp | 802.94%-770.8pp | 81.01%-48.9pp |
| Employer contribution / active EE | $1,326 | $3,324-60.1% | $5,144-74.2% | $2,440-45.7% |
| Participant deferral / active EE | $4,033 | $3,260+23.7% | $5,198-22.4% | $3,608+11.8% |
| Admin fee / account holder | $0 | $5,880-100.0% | $13,955-100.0% | $5,124-100.0% |