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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,174 | $76,634-64.5% | $56,054-51.5% | $145,978-81.4% |
| Participation rate | 15.0% | 63.2%-48.2pp | 52.5%-37.5pp | 80.3%-65.3pp |
| Annual return | 16.19% | 3004.33%-2988.1pp | 1705.95%-1689.8pp | 550.52%-534.3pp |
| Employer contribution / active EE | $524 | $1,380-62.0% | $1,039-49.5% | $4,662-88.8% |
| Participant deferral / active EE | $895 | $2,622-65.9% | $1,952-54.1% | $6,690-86.6% |
| Admin fee / account holder | $0 | $3,321-100.0% | $2,822-100.0% | $13,400-100.0% |