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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,034 | $181,062-12.7% | $158,223-0.1% | $155,188+1.8% |
| Participation rate | 92.3% | 82.7%+9.7pp | 79.2%+13.1pp | 80.8%+11.5pp |
| Annual return | 13.61% | 57.39%-43.8pp | 52.09%-38.5pp | 148.84%-135.2pp |
| Employer contribution / active EE | $11,315 | $4,565+147.9% | $4,109+175.4% | $4,248+166.4% |
| Participant deferral / active EE | $6,076 | $6,134-1.0% | $5,467+11.1% | $6,531-7.0% |
| Admin fee / account holder | $601 | $18,825-96.8% | $16,047-96.3% | $14,480-95.9% |