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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,976 | $150,447-44.8% | $136,298-39.1% | $147,586-43.8% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 18.43% | 1049.15%-1030.7pp | 5156.27%-5137.8pp | 578.59%-560.2pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $7,532 | $6,631+13.6% | $6,247+20.6% | $5,439+38.5% |
| Admin fee / account holder | $30,113 | $10,906+176.1% | $9,244+225.8% | $10,886+176.6% |