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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,277 | $157,296-73.8% | $141,191-70.8% | $152,897-73.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 36.92% | 64.34%-27.4pp | 71.41%-34.5pp | 345.43%-308.5pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $15,823 | $7,111+122.5% | $6,710+135.8% | $5,851+170.4% |
| Admin fee / account holder | $3,973 | $12,125-67.2% | $10,264-61.3% | $11,599-65.7% |