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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,811 | $154,209-81.3% | $130,062-77.8% | $139,487-79.3% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.5%-8.5pp | 80.3%-10.3pp |
| Annual return | 17.74% | 32.52%-14.8pp | -137.37%+155.1pp | 373.84%-356.1pp |
| Employer contribution / active EE | $2,552 | $5,292-51.8% | $4,322-41.0% | $4,755-46.3% |
| Participant deferral / active EE | $4,761 | $6,709-29.0% | $5,821-18.2% | $6,713-29.1% |
| Admin fee / account holder | $930 | $13,988-93.3% | $10,601-91.2% | $11,407-91.8% |