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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,934 | $162,821-95.7% | $133,978-94.8% | $158,982-95.6% |
| Participation rate | 77.8% | 83.2%-5.5pp | 79.8%-2.1pp | 82.0%-4.2pp |
| Annual return | 118.60% | 41.95%+76.7pp | 45.10%+73.5pp | 302.99%-184.4pp |
| Employer contribution / active EE | $1,955 | $4,976-60.7% | $3,919-50.1% | $4,763-59.0% |
| Participant deferral / active EE | $2,610 | $5,910-55.8% | $5,047-48.3% | $5,983-56.4% |
| Admin fee / account holder | $532 | $11,742-95.5% | $8,930-94.0% | $11,252-95.3% |