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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,397 | $127,387+41.6% | $115,038+56.8% | $125,389+43.9% |
| Participation rate | 77.8% | 84.2%-6.4pp | 81.4%-3.6pp | 83.2%-5.4pp |
| Annual return | -4.00% | 31.28%-35.3pp | 26.14%-30.1pp | 282.24%-286.2pp |
| Employer contribution / active EE | $5,756 | $5,166+11.4% | $4,608+24.9% | $4,866+18.3% |
| Participant deferral / active EE | $256 | $6,423-96.0% | $6,026-95.8% | $5,352-95.2% |
| Admin fee / account holder | $1,439 | $9,516-84.9% | $8,175-82.4% | $9,541-84.9% |